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Why a Cash Flow Crunch is Looming for SMEs
Small and medium-sized businesses are heading into choppier financial waters as a series of law changes take effect from 1 July 2025....

Deborah Roscoe
Apr 132 min read


Heading Towards Retirement? Here's What You Need to Know
Retirement isn’t what it used to be. People are living longer, want more freedom, and face more financial complexity than ever before. If...

Deborah Roscoe
Apr 63 min read


📈 Feeling Stuck in Your Business? Here’s Why a Growth Plan Matters
If you’re like many small business owners, you’re busy all the time . There’s always something urgent — clients to serve, invoices to...

Deborah Roscoe
Mar 222 min read


Cash Flow Crunch? Here’s How an Accountant Can Help
You’re making sales, sending invoices, and staying busy — but somehow, there’s never enough cash in the bank. Sound familiar? Cash flow...

Deborah Roscoe
Mar 222 min read


Staff Celebrations & FBT
Despite the holiday season now passed, it is a timely reminder that staff celebrations all year round can give rise to Fringe Benefits...

Deborah Roscoe
Feb 21 min read


5 Steps to Avoid a Nasty Tax Time Surprise
The Australian Taxation Office (ATO) recently detailed some advice to help taxpayers avoid an unexpected tax bill. This can be done by...

Deborah Roscoe
Oct 6, 20241 min read


ATO Property Management Data-Matching Program: What You Need to Know
The Australian Taxation Office (ATO) has announced a data-matching program targeting property management data, which will span from the...

Deborah Roscoe
Sep 3, 20241 min read


ATO's lodgment penalty amnesty ends 31 Dec 23
The ATO is currently offering a lodgment penalty amnesty for eligible small businesses, providing relief to those who meet the specified...

Deborah Roscoe
Dec 17, 20231 min read


Christmas Celebrations & FBT
As the holiday season approaches, we need to be mindful that employers carefully consider the entertainment-related benefits they provide...

Deborah Roscoe
Dec 17, 20231 min read


Redraw Facility vs Offset Account - Is there a difference?
Having a redraw option is essentially a feature of a home loan, while an Offset account is a separate transaction bank account which is...

Deborah Roscoe
Dec 1, 20232 min read


Buyer Beware – Digital Assets
Buyer Beware – Many Digital Assets are not “Financial Products” Crypto investments and people raising money from the public for these...

Deborah Roscoe
Apr 25, 20221 min read


Cryptocurrency Transactions Not Untraceable - ATO Data Matching Program Extended
From what I have heard from some clients, colleagues and friends a number of people have been dabbling in investing in various...

Deborah Roscoe
Jul 18, 20212 min read


Summary of NSW Covid-19 Business Assistance July 2021
The July 2021 Covid-19 Govt Assistance for businesses and individuals is summarised below. More information will be issued by the...

Deborah Roscoe
Jul 16, 20211 min read


Are you planning or have recently hired a new employee?
If so, read on as there are currently two Government assistance options available for Employers: JobMaker Hiring Credit. Boosting...

Deborah Roscoe
Jun 11, 20213 min read


What are Comparison Interest Rates?
Comparison rates are a guide for you to compare the estimated true cost of finance. When you see the advertised interest rate and then...

Deborah Roscoe
Mar 30, 20211 min read


Trusts Owning Property In NSW - Foreign Trust Deadline
The 31st December 2020 is a very important deadline for owners of NSW residential property. If your trust deed has not been amended by...

Deborah Roscoe
Dec 1, 20201 min read


How to keep your finances on track over Christmas
Christmas can be a wonderful time to spend with family and friends but it is easy to end up regretting the financial decisions made after...

Deborah Roscoe
Nov 11, 20202 min read


Strict Lending Rules to Ease
With the aim of encouraging new business and home loan lending the Federal Govt has decided to remove the responsible lending laws by the...

Deborah Roscoe
Oct 4, 20201 min read


Spring Property Health Check
With time being so limited nowadays with all the tasks we have to do, we often forget to do the things that are important to protect and...

Deborah Roscoe
Sep 23, 20202 min read


Extension to JobKeeper - New Rules
Yesterday the Federal Government announced an extension to JobKeeper after the 27 September 2020. The payment will be reduced and the...

Deborah Roscoe
Jul 22, 20202 min read
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